Kelby digital slr basics of investing
The key is to take your photographs during the blue hour. The blue hour is the period of time lasting approximately an hour that occurs shortly before the sun begins to rise in the morning and shortly after the sun has set at night. During the blue hour, the sky becomes a deep blue color that serves as an excellent contrast to the glow of Christmas lights.
Your camera will see a record this blue color deeply and more vibrantly than it may appear to your eyes, so you can keep shooting even after the sky has started to look 'black' to you. These pictures were taken only 15 minutes apart. You also want to try and shoot during a night with clear skies. A clear sky allows for that deep blue color, unfiltered. Scattered clouds make for glorious sunsets but not for great blue skies.
A completely overcast sky will actually look quite a bit yellow or orange, as it will reflect back the light pollution from any surrounding cities or urban areas. The other benefit of clear skies is that you might also be able to record stars, moon, or planets in conjunction with your holiday lights.
There are many easy ways to figure out your timing for such shots. You can use a site like Blue Hour Site to get approximate timings for the blue hour in your area, or you can use a site like Time and Date or the Photographers' Ephemeris to determine the sunrise and sunset times. I have found that minutes after sunset is the beginning of the best time for shooting holiday lights against stunning blue skies.
Composition There are an endless number of ways to photograph and show off Christmas and holiday lights. The most traditional, of course, would be a straight on or just off-centered architecturally driven approach, where you include the whole house and are shooting from tripod or eye-level. If you want the walls of your house to appear straight, take the photograph from farther away like across the street and zoom in on the house.
This will avoid the distortion common in architecture if you are too close to the building you are shooting. You can also go for a less traditional look. Rather than including the whole house, choose a particular section or area of interest. Narrowing down the focus helps the viewer to see and appreciate all the details present in the scene, which might be lost in a broader composition.
Think about adding other types of lights into the shot as well. For houses on busier streets, you may want to shoot a wider point of view and include the light trails of passing cars. These extra lights will add interest and a sense of movement to the picture.
Finishing Touches for Houses If you really want an above-and-beyond Christmas or holiday lights shot, there are a few finishing touches when it comes to lights and lighting. A fresh dusting of snow is always appreciated too. If you want your house to look warm and inviting, you should turn on the inside lights so that the windows glow brightly.
This also applies to porch lights or street lamps. Their warm glowing will add to the overall ambiance of the final photograph. Rather than having our gear mounted atop, it hangs below. The strength, quality, and robustness of the camera strap we choose is incredibly important. Before I made the very smart decision to use BlackRapid straps every time my camera was slung, I made the very silly decision to buy a cheap alternative.
It was whilst shooting a wedding some years back that I realised just how silly a decision that was when my camera hit the deck after the low-quality stitching on the strap failed and my camera, complete with a heavy lens and hotshoe flash, dropped a couple of feet. BlackRapid versus arctic Fox My point today has been made, but to summarise: There are things among our photography gear where it can be effective and worthwhile taking a risk on a lower priced item. When it comes to straps and tripods, do not take this risk!
The survival of our most expensive and main tool — our camera — depends on our wise choices with these two things.
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All you need is a little familiarity with some of the main concepts. Here are the basics. By Fidelity What is investing? Investing is putting your money to work in a stock, bond, or other financial instruments with the potential of making a profit. It's less intimidating than you may think, and you don't need to be a finance guru to understand and start investing. A few types of investments you may be familiar with: Stocks. These are issued by companies and are also referred to as shares.
When you buy a stock, you become a partial owner of that company. Stocks offer more growth potential than bonds, but also carry more risk. Stocks are also called equities. When you buy a bond from a government entity or company, you're lending them money. And like any lender, you expect to be paid back in full, plus interest.
Bonds generally have less risk than stocks, but offer lower return potential. Bonds are also called fixed income. Mutual funds. This is a collection of stocks or bonds that's professionally managed. Mutual funds pool your money with other investors to purchase securities.
The price is based on the value of the securities held in the fund at the end of the trading day. Exchange-traded funds ETFs. These are baskets of securities that trade like individual securities throughout the course of a trading day. The price fluctuates as ETFs are bought and sold, to reflect the changing prices of the underlying holdings.
How do you make money through investing? Your investments can make money in 1 of 2 ways. The first is through payments—such as interest or dividends. The second is through investment appreciation, aka, capital gains. When your investment appreciates, it increases in value.
Any increased value of your holdings is "realized" when you sell your holdings. Until then, any appreciation is considered "unrealized" gains. Investing is a critical piece of your financial strategy Over time, inflation—the general increase in the cost of goods and services—eats away at your purchasing power.
Think of how much your parents or grandparents paid for their first home. Compare that to the price of real estate now. The growth potential of investing seeks to help you stay ahead of inflation. The power of compounding over time The snowball effect of compounding can be quite powerful, since if you have gains on your initial principal, you may then start making gains on the gains, and so on. The snowball effect of compounding makes early investing, particularly in a retirement account due to the tax benefits, that much more enticing since the earlier you start investing, the greater the compounding opportunity you can hope to have.
Additionally, the more you contribute to your retirement plan, the better; try to contribute the maximum amount each year so your principal has the potential to generate the most return possible. Next, research the best options to suit your schedule, budget, and learning style. This might mean taking an investing course at your local community college or signing up for a webinar.
You could better benefit from an online investment simulator course or perhaps by browsing the educational libraries offered by many of the big brokerages. These days, anyone can get started investing, no matter the budget. You just need to know what types of investments are available to you based on the funds you are willing and able to invest.
But luckily, there are just as many others that have low or no minimum requirements when it comes to opening an account and investing your funds. And if you really want to simplify your investing efforts without feeling a big pinch, you can choose a platform that rounds up your everyday purchases and invests that spare change for you.
No matter what type of investor you are or your experience level, there is an investing course for you. Some courses cover the basics of investing including stocks, bonds, mutual funds, and retirement funds. Others delve a bit deeper into futures and commodities, or even international investing. Of course, you can and should choose the course that best matches both your interests and your existing knowledge.